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人寿pp王者电子官网的种类

并不是所有的人寿pp王者电子官网单类型都是一样的. Underst和ing them can help you decide which 人寿pp王者电子官网 policy is right for you.

如果你一直在拖延 人寿pp王者电子官网 因为它让你感到难以承受,你并不孤单. One of the main reasons people put off getting 人寿pp王者电子官网 is because they think it’s going to be too complex, 他们不知道从哪里开始. 下面我们来分析一下,这样你就有了一个开始的地方.

人寿pp王者电子官网有哪些不同种类?

人寿pp王者电子官网主要有两种类型 术语永久. Both offer protection in the form of a death benefit paid to beneficiaries; however, 定期pp王者电子官网临时 和 only lasts for a certain amount of time, w在这里as 永久 coverage 伴随你的一生.

获得人寿pp王者电子官网报价

选择要开始的州.

选择一个状态

术语和. 永久人寿pp王者电子官网

定期人寿pp王者电子官网

定期人寿pp王者电子官网 is coverage that lasts for a specific 术语 or length of time (commonly 10, 20 or 30 years). 

The way it works is if the insured dies during the specified 术语, beneficiaries will receive the death benefit on the policy (provided that premiums are paid as required to keep the policy in force). 然而, 如被pp王者电子官网人在指定期限终了时仍在世, 保证等级保费将终止, 和 the policy automatically renews every policy anniversary (up to the insured's age 95), 尽管比率要高得多. 是否继续pp王者电子官网单是被pp王者电子官网人的选择, 将其转换为永久pp王者电子官网, or cancel the coverage at the end of the guaranteed level 术语 period.

Whether it's 术语 or 永久 insurance, the golden rule is to get the coverage amount correct. To get the proper amount of benefit so the family is taken care of.

Patrick Blevins, 状态 Farm®代理,弗吉尼亚州列克星敦

永久人寿pp王者电子官网

永久人寿pp王者电子官网 is coverage that 伴随你的一生. 状态 Farm offers the following options for 永久人寿pp王者电子官网整个通用. Permanent is typically more expensive compared to 术语, but that’s because it 伴随你的一生. 永久人寿pp王者电子官网也提供现金价值.1 该值可用于生活紧急情况, 比如帮助支付教育费用, 或者你也可以让它延税增长.2 作为保单的所有者,选择权在你.

终身pp王者电子官网

整个人生 is 永久人寿pp王者电子官网 that offers a set amount of coverage along with level premiums that will never change while the policy is in force. The death benefit, premium, 和 cash value are guaranteed as long as premiums are paid as scheduled. 此外,终身都有资格获得股息. 虽然不能保证, 股息可以按利息累积, 购买已付额外pp王者电子官网, 降低年保费, 或者用现金支付. 选择权在你.

万能人寿pp王者电子官网

普遍的生活 is 永久人寿pp王者电子官网 with more flexibility allowing you to adjust your coverage 和 premiums over time to better suit your needs. Whether you need to increase your coverage due to a new family member, 或者增加保费,以帮助建立递延税收的账户价值, 万能人寿给你选择.

有没有最好的人寿pp王者电子官网?

确定 什么样的人寿pp王者电子官网最适合你你需要多少人寿pp王者电子官网 这取决于你个人的情况. 对于一些, 由于它最初的可负担性,Term可能会更好, 一生的保证, 或普遍生活的灵活性. Some people find that one type of policy satisfies all their needs, 而其他人可能会选择不同pp王者电子官网范围的组合. 每一种情况都是独一无二的,就像我们所服务的客户一样. Having choices allows you to put together a 人寿pp王者电子官网 plan that fits your life 和 budget.

Mr. Blevins shares that “状态 Farm has a product, 和 a price point, for most customers.“获得报价。 人寿pp王者电子官网  -如果您对其他寿险产品感兴趣,请pg电子官方网页版 联系州立农场的代理人.

你可能还想探索一下 生活提高® mobile app for guidance 和 motivation to help strengthen key areas of your overall wellness. 该应用程序提供了各种各样的活动目标, 教育材料, 以及帮助你实现物理目标的数字工具, 情感, 社会, 以及财务状况.

1 Only four withdrawals are allowed per year ($500 minimum per withdrawal). 投降者可能要缴纳投降费. Unpaid loans 和 withdrawals will reduce the death benefit 和 the policy's cash value. Withdrawals also will reduce the policy account value/cash surrender value. 贷款计息.

2永久人寿pp王者电子官网 develops cash value that can be borrowed. Policy loans accrue interest 和 unpaid policy loans 和 interest will reduce the death benefit 和 cash value of the policy. The amount of cash value available will generally depend on the type of 永久 policy purchased, 购买的pp王者电子官网金额, the length of time the policy has been in force 和 any outst和ing policy loans. 政策性贷款可能涉及税收问题.

The information in this article was obtained from various sources not associated with 状态 Farm® (including 状态 Farm Mutual 汽车mobile pp王者电子官网 Company 和 its subsidiaries 和 affiliates). 虽然我们相信它是可靠和准确的, we do not warrant the accuracy or reliability of the information. 州立农场不负责, 不赞同或赞同, 隐式或显式, the content of any third party sites that might be hyperlinked from this page. 本信息不用于替代手册, instructions or information provided by a manufacturer or the advice of a qualified professional, 或影响任何适用pp王者电子官网单的承保范围. These suggestions are not a complete list of every loss control measure. 状态 Farm makes no guarantees of results from use of this information.

Each 状态 Farm insurer has sole financial responsibility for its own products.

状态 Farm 人寿pp王者电子官网 Company (Not licensed in MA, NY or WI)
状态 Farm 生活 和 Accident Assurance Company (Licensed in NY 和 WI)
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